The global mobility of people is still surrounded by great uncertainty due to the evolution of the Covid-19 pandemic, with high contagion rates due to the Delta variant, and the consequent restrictions on the mobility of citizens that have been established in a large part of European countries and also in the rest of the world.
However, safety protocols for travelers are adapting to this situation in each country to guarantee the protection of visitors, whether for leisure, business, study, or family ties, etc.
In this context, and given the unforeseen events caused by the evolution of the pandemic, citizens have become aware of the risks of traveling without legal protection and the importance of moving with all guarantees covered, and have highlighted the effectiveness of travel insurance. The latest data shows how almost half of Spaniards planning to travel this summer for vacation reasons will purchase travel insurance that suits their needs, and 30% consider it essential.
Users value that the cost of having travel insurance is no longer a superfluous expense, especially considering that prices range between 30 and 50 euros if traveling to a European Union destination, for example.
Almost half of Spaniards planning to travel this summer for vacation reasons will purchase travel insurance that suits their needs, and 30% consider it essentialSince the outbreak of the pandemic, the insurance sector has been responding to the growing demand for this type of policy, which is constantly evolving to adapt to the solutions required by a changing daily context. FIATC Seguros has incorporated new coverages and made its products more flexible so that each user can find the answer to their specific needsOf course, medical and hospitalization coverage prevails, possible repatriations, the prolongation of stays or their interruption, loss of luggage and civil liability. But policies have incorporated more causes of travel interruption and cancellation, in addition to adapting to the peculiarities of each destination ---currently there are countries that require a certificate of insurance that explicitly includes, among other conditions, coverage of medical assistance expenses for coronavirus---.
Tourist, professional, study and sports trips
It must be said that these conditions not only apply to tourist mobility but also extend to professional and sports trips (with coverage during sports practice for both professionals and amateurs and for the billing of sports equipment), study trips or other circumstances such as family reasons, etc. The duration of these also adapts to user demand, increasing the flexibility of contracting from trips of up to one year in duration to provide coverage in a single policy for all trips that can be made in this period of time. In each case, the broadest possible guarantees are provided so that the consumer has the peace of mind of having all the necessary coverage depending on their needs and the type of trip they will make, as explained by the technicians of the company FIATC Seguros.
According to the General Council of Insurance Mediators, in recent months travel insurance coverage has skyrocketed by 45% among brokers and agents, especially all those related to Covid-19, such as the performance of PCR tests, the extension of the stay due to possible border closures, the costs of travel cancellation due to being Covid positive or having to be in quarantine at origin or destination, among others.
The broadest possible guarantees are provided so that the consumer has the peace of mind of having all the precise coverage depending on their needs and the type of trip they will makeThe peace of mind of traveling with insurance coverage is essential for all users to guarantee their safety during the journey and at the destination, but the value of this coverage is also significant because it contributes to the recovery of tourism and the economy in general.The employers' association Exceltur has already revised downwards its prospects for tourism activity for 2021, after the second quarter of the year was not as favorable as expected. The appearance of the Delta variant of the coronavirus and new mobility restrictions have deterred many visitors who have canceled reservations or have already changed their vacation destination.
The tourism sector, therefore, forecasts that activity for the year as a whole will be limited to some 81,080 million euros, 47.5% lower than the 154,487 million euros of 2019. Destinations highly dependent on foreign demand, such as Catalonia, registered declines in demand of between 50% and 60% during the second quarter of the year, compared to the same period in 2019.
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